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Mental Health Coverage Guidance

The Elizabeth Dole Foundation and Claritev Cares have partnered to provide information for military and veteran caregivers on how to access mental health care for themselves and their families beyond the U.S. Department of Veterans Affairs and Department of Defense.

The initiative responds directly to challenges identified by military and veteran caregivers. According to a RAND study conducted in partnership with the Elizabeth Dole Foundation, 42% of military and veteran caregivers supporting individuals age 60 and under met criteria for depression — almost four times the rate of non-caregivers — while 20% reported having considered suicide, four times the rate of non-caregivers. The study also found that caregivers are less likely to seek care for themselves despite elevated needs.

The below resources serve as a practical starting point for military and veteran caregivers seeking to better understand their mental health insurance options.

Special thanks to Claritev for their partnership.

Health Insurance Basics

The slides in English from this presentation are available for download here.

This video is available in Spanish here, and the slides in Spanish from this presentation are also available for download here.

Mental Health Resources by Insurance Type

Affordable Care Act Marketplace

Commercial / Employer-Based Insurance

Medicaid & CHIP Mental Health Resources

Medicare Mental Health Resources

Glossary of Terms

Download a printable glossary of helpful mental health insurance terms for caregivers below.

Insurance Coverage Worksheets

Standard Mental Health Care

Use this form to document your research into mental health care options.

Alternative / Experiential Mental Health Therapies

Use this form to document your research into mental health care options.

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